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INSURANCE

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Life Insurance

Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

 

  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.

  • Final Expense Insurance provides permanent life insurance to cover burial expenses that can be customized to fit your budget. 

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Mortgage Protection

For many individuals and families their home is their largest asset, with the largest liability and largest monthly payment. Mortgage protection will pay off your Home, or pay down your mortgage or have payments made to you or a love one to pay your mortgage in event you become ill, disable or die unexpectedly. 

If you have a spouse, partner, children or other relatives living in your home you will want to make sure they can stay in the home should you pass away. 

Mortgage protection is affordable. It provides a critical financial safety net for your spouse, partner, or loved ones when you die. Without mortgage protection, most homes are lost within 1-2 years after the death of a loved one.

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Final Expense (Burial) Insurance

Final Expense can help ease the financial burden associated with outstanding medical bills, debt and burial expenses. 

  • There are no medical exams to qualify for this coverage.

  • Affordable premium rate that never increase

  • Simple application process

  • Benefits go directly to the beneficiary you choose-tax free under current federal tax law

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Retirement Savings
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College Savings

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